15084 Chapter Way, Winter Garden, FL 34787 Property Records

Orange County property record for 15084 Chapter Way, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,518 sqft · built 2019
Lot Size	0.73 acres (3,164 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Mar 2023)
Tax Bill	$6,167 (2025)
Deeds & Mortgages	Mar 2023 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-27-7175-03-190`

Property Details

APN / Parcel Number

Primary APN	`18-24-27-7175-03-190`
Alternative APNs	`272418717503190` `166827` `168183` `170823`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,164 sqft (0.73 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	58 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15084 CHAPTER WAY
City	WINTER GARDEN
State	FL
Zip	34787-1764
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-3 96/77 LOT 319
Legal Range	27E
Legal Township	24S
Legal Section	18
Legal Subdivision	STOREY GROVE PH 1B-3
Legal Phase	1B-3
Legal Block	3
Legal Lot Number	319
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1083
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	601 MEADOW RIDGE DR, TALLAHASSEE, FL 32312-1573
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer METRO TITLE GROUP LLC
Jul 22, 2019	Special Warranty Deed, Subdivision Related Transfer · ARM SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2023170595
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 28, 2023
Property Address	15084 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000170595
Map Reference	MB 96 PG 77
Instrument Date	Mar 24, 2023
Instrument	20230170595
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	METRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CONJ RESIDENCIAL CAYO DE AGUA #429429, 429429, LECHERIA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MEADOW RIDGE DR, TALLAHASSEE, FL 32312-1573

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2019
Property Address	15084 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000448802
Map Reference	MB 96 PG 77
Instrument Date	Jul 17, 2019
Instrument	20190448802
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15084 CHAPTER WAY, WINTER GARDEN, FL 34787-1764

Mortgage

Document Number	0000448803
Date	Jul 22, 2019
Instrument	20190448803

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Margin	6
Max Rate	11.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,280 (-1.12%) Land $75,000 Building $266,280	$341,280 (-1.12%) Land $75,000 Building $266,280
2025	$6,167.00 (+1.45%)	$345,140 (+18.05%) Land $75,000 Building $270,140	$345,140 (+18.05%) Land $75,000 Building $270,140
2024	$6,079.00 (+24.39%)
2023	$4,887.00 (+11.14%)	$292,367 (+9.92%) Land $65,000 Building $227,367	$292,367 (+9.92%) Land $65,000 Building $227,367
2022	$4,397.00	$265,980 Land $75,000 Building $190,980	$265,980 Land $75,000 Building $190,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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