15072 Chapter Way, Winter Garden, FL 34787 Property Records

Orange County property record for 15072 Chapter Way, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,863 sqft · built 2019
Lot Size	0.72 acres (3,143 sqft)
Owner	Individual Name on File
Last Sale	$267,900 (Jul 2019)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-27-7175-03-210`

Property Details

APN / Parcel Number

Primary APN	`18-24-27-7175-03-210`
Alternative APNs	`272418717503210` `166829` `168186` `170825`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,863 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,131 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,143 sqft (0.72 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Slab
Porch Area	89 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15072 CHAPTER WAY
City	WINTER GARDEN
State	FL
Zip	34787-1764
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-3 96/77 LOT 321
Legal Range	27E
Legal Township	24S
Legal Section	18
Legal Subdivision	STOREY GROVE PH 1B-3
Legal Phase	1B-3
Legal Block	3
Legal Lot Number	321
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1083
Census Tract	17111

Owner

15072 Chapter Way, a townhouse, is owned and occupied by an individual who bought it in July 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	15072 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	2019448555
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15072 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155072 CHAPTER WAY, WINTER GARDEN, FL 34787

Mortgage

Document Number	0000309978
Date	May 16, 2022
Instrument	20220309978

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2052

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2019
Property Address	15072 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000448555
Map Reference	MB 96 PG 77
Instrument Date	Jun 17, 2019
Instrument	20190448555
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15072 CHAPTER WAY, WINTER GARDEN, FL 34787-1764

Mortgage

Document Number	0000448556
Date	Jul 22, 2019
Instrument	20190448556

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1 Months
Due	Aug 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 15072 Chapter Way was $6,190, up 1.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,560 (-1.16%) Land $75,000 Building $307,560	$382,560 (-1.16%) Land $75,000 Building $307,560
2025	$6,190.00 (+1.34%) Homeowner's exemption	$387,040 Land $75,000 Building $312,040	$387,040 Land $75,000 Building $312,040
2024	$6,108.00 (+12.74%)
2023	$5,418.00 (+11.37%) Homeowner's exemption	$326,416 (+10.81%) Land $65,000 Building $261,416	$326,416 (+10.81%) Land $65,000 Building $261,416
2022	$4,865.00	$294,569 Land $75,000 Building $219,569	$294,569 Land $75,000 Building $219,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15072 Chapter Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15072 Chapter Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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