15066 Chapter Way, Winter Garden, FL 34787 Property Records

Orange County property record for 15066 Chapter Way, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,599 sqft · built 2019
Lot Size	0.93 acres (4,071 sqft)
Owner	Individual Name on Record
Last Sale	$444,900 (Aug 2024)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-27-7175-03-220`

Property Details

APN / Parcel Number

Primary APN	`18-24-27-7175-03-220`
Alternative APNs	`272418717503220` `166830` `168187` `170827`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,599 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	931 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,071 sqft (0.93 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	175 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15066 CHAPTER WAY
City	WINTER GARDEN
State	FL
Zip	34787-1764
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-3 96/77 LOT 322
Legal Range	27E
Legal Township	24S
Legal Section	18
Legal Subdivision	STOREY GROVE PH 1B-3
Legal Phase	1B-3
Legal Block	3
Legal Lot Number	322
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1083
Census Tract	17111

Owner

Source: Orange County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15066 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	2024452715
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0000348577
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 27, 2021
Property Address	15066 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000782706
Map Reference	MB 96 PG 77
Instrument Date	Dec 15, 2021
Instrument	20210782706
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15066 CHAPTER WAY, 15066, WINTER GARDEN, FL 34787-1764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15066 CHAPTER WAY, WINTER GARDEN, FL 34787-1764

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 24, 2020
Property Address	15066 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000348577
Instrument Date	Jun 1, 2020
Instrument	348577
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15066 CHAPTER WAY WINTER GARDEN FL 347871764, WINTER GARDEN, FL 34787-1764

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 15, 2019
Property Address	15066 CHAPTER WAY, WINTER GARDEN, FL 34787-1764
Document Number	0000506103
Instrument Date	Jul 19, 2019
Instrument	506103
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15619 PORTER RD WINTER GARDEN FL 347878885, WINTER GARDEN, FL 34787-8885

Mortgage

Document Number	506104
Date	Aug 15, 2019
Instrument	506104

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,120 (-1.12%) Land $75,000 Building $273,120	$348,120 (-1.12%) Land $75,000 Building $273,120
2025	$6,278.00 (+5.09%)	$352,070 (+17.36%) Land $75,000 Building $277,070	$352,070 (+17.36%) Land $75,000 Building $277,070
2024	$5,974.00 (+16.14%)
2023	$5,144.00 (+11.13%)	$299,982 (+10.07%) Land $65,000 Building $234,982	$299,982 (+10.07%) Land $65,000 Building $234,982
2022	$4,629.00	$272,549 Land $75,000 Building $197,549	$272,549 Land $75,000 Building $197,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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