Union County property record for 1507 Union Rd, Matthews, NC 28104
| Property Type | Other Improved |
|---|---|
| Details | built 2021 |
| Lot Size | 6.94 acres (302,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Feb 2021) |
| Tax Bill | $4,199 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Jul 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-321-010D |
| Primary APN | 08-321-010D |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,343 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 302,350 sqft (6.94 acres) |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1507 UNION RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-3282 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 UNION |
| Legal Description | P/2 OPCO204 |
| Legal Subdivision | CAROLYN SHEILA MERRILL |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20203 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1507 UNION RD, MATTHEWS, NC 28104-3282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Construction Mortgage CALCON MUTUAL MORTGAGE LLC |
| Jul 16, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 24, 2021 | Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 20218478 |
| Deed Book / Page | 8000 / 417 |
| Prior Transfer Date | Nov 8, 2018 |
| Prior Transfer Doc | 0007266431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1507 UNION RD, MATTHEWS, NC 28104-3282 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 5011 ELEMENTARY VIEW DR, CHARLOTTE, NC 28269-5036 |
| Document Number | 0008148876 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 8148/876 |
| Instrument | 30120 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1507 UNION RD, MATTHEWS, NC 28104-3282 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1507 UNION RD, MATTHEWS, NC 28104-3282 |
| Document Number | 0009158638 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 9158/638 |
| Instrument | 17835 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 24, 2021 |
| Property Address | 1507 UNION RD, MATTHEWS, NC 28104-3282 |
| Document Number | 0008000417 |
| Book / Page | 8000 / 417 |
| Map Reference | CAB O FILE 204 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 8478 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 HIDDEN LAKES RD, EAGLE SPRINGS, NC 27242-7907 |
| Name | Verified Name |
|---|---|
| Address | 2 UNION ROAD, MATTHEWS, NC 28104 |
| Document Number | 0000008479 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 8479 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880,500 (-) Land $179,600 Building $700,900 | $880,500 (-) Land $179,600 Building $700,900 | |
| 2025 | $4,199.00 (+44.05%) | $880,500 (+90.87%) Land $179,600 Building $700,900 | $880,500 (+90.87%) Land $179,600 Building $700,900 |
| 2023 | $2,915.00 | $461,300 Land $75,400 Building $385,900 | $461,300 Land $75,400 Building $385,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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