1503 Union Rd, Matthews, NC 28104 Property Records

Union County property record for 1503 Union Rd, Matthews, NC 28104

Property Summary

Property Type	Other Improved
Details	built 2024
Lot Size	2.99 acres (130,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2023)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Feb 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-321-010J`

Property Details

APN / Parcel Number

Primary APN	`08-321-010J`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,068 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	130,375 sqft (2.99 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1503 UNION RD
City	MATTHEWS
State	NC
Zip	28104-3282
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 UNION
Legal Description	2.993A OPCR537
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2002
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7415 CROUSE CT SW, CONCORD, NC 28025-8551
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Apr 21, 2023	Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	20239302
Deed Book / Page	8694 / 60
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0005295802
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1503 UNION RD, MATTHEWS, NC 28104-3282
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 UNION RD, MATTHEWS, NC 28104-3282

Mortgage

Document Number	0009057294
Date	Feb 5, 2025
Book Page	9057/294
Instrument	2811

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1503 UNION RD, MATTHEWS, NC 28104-3282
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7415 CROUSE CT SW, CONCORD, NC 28025-8551

Mortgage

Document Number	0008901274
Date	May 9, 2024
Book Page	8901/274
Instrument	10588

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2023
Property Address	1503 UNION RD, MATTHEWS, NC 28104-3282
Document Number	0000869460
Book / Page	8694 / 60
Instrument Date	Apr 17, 2023
Instrument	9302
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 CURLEW RD, LIVERMORE, CA 94551-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	UNION ROA, MATTHEWS, NC 28104

Mortgage

Document Number	0000009303
Date	Apr 21, 2023
Instrument	9303

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,100 (-) Land $137,300 Building $422,800	$560,100 (-) Land $137,300 Building $422,800
2025	$2,671.00 (+567.75%)	$560,100 (+783.44%) Land $137,300 Building $422,800	$560,100 (+783.44%) Land $137,300 Building $422,800
2023	$400.00	$63,400 Land $63,400	$63,400 Land $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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