Union County property record for 1208 Union Rd, Matthews, NC 28104 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2023 |
| Lot Size | 219,542 sqft (5.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,250,000 (2025) |
| Tax Bill | $4,073.00 (2025) |
| Primary APN | 08-321-029B |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 219,542 sqft (5.04 acres) |
| Street Address | 1208 UNION RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-3274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #3 OPCQ703 |
| Legal Subdivision | BLACK TREE HOLDINGS |
| Jurisdiction | UNION NC |
| Minor Civil Division | GOOSE CREEK |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 20203 |
Source: Union County records · APN 08-321-029B
Assessment roll updated March 31, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1208 UNION RD, MATTHEWS, NC 28104-3274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage PINNACLE BANK |
| Mar 21, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage PINNACLE BANK |
| Sep 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Deed Doc Number | 202523702 |
| Deed Book / Page | 9198 / 593 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1208 UNION RD, MATTHEWS, NC 28104-3274 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5013 WINDCREST WAY, MONROE, NC 28110-8834 |
| Document Number | 0008676752 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 8676/752 |
| Instrument | 6655 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 23, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Apr 23, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 8% |
| Max Rate At Change | 14% |
| Index | Prime Rate |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1208 UNION RD, MATTHEWS, NC 28104-3274 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008872577 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 8872/577 |
| Instrument | 6187 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 15, 2025 |
| Property Address | 1208 UNION RD, MATTHEWS, NC 28104-3274 |
| Document Number | 0009198593 |
| Book / Page | 9198 / 593 |
| Map Reference | CAB Q FILE 703 |
| Instrument Date | Sep 01, 2025 |
| Instrument | 23702 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 TALON CIR # CIR1E, CIR1E, JACKSONVILLE, NC 28546-7167 |
| Name | Verified Name |
|---|---|
| Address | 1208 UNION RD, MATTHEWS, NC 28104-3274 |
| Document Number | 0000023703 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 23703 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,073.00 (+38.58%) | $854,200 (+85.78%) Land $214,000 Building $640,200 | $854,200 (+85.78%) Land $214,000 Building $640,200 |
| 2024 | $2,939.00 | $459,800 Land $89,500 Building $370,300 | |
| 2021 | $459,800 Land $89,500 Building $370,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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