1506 Marsh Pointe, Morehead City, NC 28557 Property Records

Carteret County property record for 1506 Marsh Pointe, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,403 sqft · built 2004
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Apr 2004)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6386.07.59.3397000`

Property Details

APN / Parcel Number

Primary APN	`6386.07.59.3397000`
Alternative APNs	`323762` `63976`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,403 sqft Heated Area
Gross Area	3,027 sqft
1st Floor Area	842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,172 sqft (0.509 acres)
Lot Dimensions	206 ft deep x 100 ft wide
Porch	Slab
Porch Area	209 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	63976
Street Address	1506 MARSH POINTE
City	MOREHEAD CITY
State	NC
Zip	28557-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L44 OYSTER COVE
Legal Subdivision	OYSTER COVE
Legal Block	59
Legal Lot Number	44
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1005
Census Tract	970504

Owner

1506 Marsh Pointe is owned and occupied by two individuals who acquired it in June 2005.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1506 MARSH POINTE, MOREHEAD CITY, NC 28557-4763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2004 · Amount on File
Deed Sale	Apr 22, 2004 · Amount on File
Deed Book / Page	1051 / 55
Last Transfer Date	Jun 7, 2005
Transfer Doc	0011150288
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1506 MARSH POINTE, MOREHEAD CITY, NC 28557-4763
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 MARSH POINTE, MOREHEAD CITY, NC 28557-4763

Mortgage

Document Number	0017740358
Date	Jul 25, 2022
Book Page	1774/358
Instrument	1774358

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1506 MARSH POINTE, MOREHEAD CITY, NC 28557-4763
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017150138
Date	Mar 31, 2021
Book Page	1715/138
Instrument	1715138

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1506 Marsh Pointe was $3,050.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,235 (-) Land $94,451 Building $425,784	$520,235 (-) Land $94,451 Building $425,784
2025	$3,050.00	$520,235 Land $94,451 Building $425,784	$520,235 Land $94,451 Building $425,784
2023		$316,026 Land $69,009 Building $247,017	$316,026 Land $69,009 Building $247,017
2022	$1,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 Marsh Pointe in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 210 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	238 units insured incl. 28 condo units
Nearby Flood Claims	47 (1999–2022)
Claims Outside the SFHA	2 of 47
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 Marsh Pointe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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