1501 Marsh Pointe, Morehead City, NC 28557 Property Records

Carteret County property record for 1501 Marsh Pointe, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,945 sqft · built 2004
Lot Size	0.655 acres (28,532 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (May 2013)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6386.07.59.1063000`

Property Details

APN / Parcel Number

Primary APN	`6386.07.59.1063000`
Alternative APNs	`416216` `24770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,945 sqft Heated Area
Gross Area	3,178 sqft
1st Floor Area	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,532 sqft (0.655 acres)
Lot Dimensions	230 ft deep x 95 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	498 sqft
Deck Area	116 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	24770
Street Address	1501 MARSH POINTE
City	MOREHEAD CITY
State	NC
Zip	28557-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L63 OYSTER COVE
Legal Subdivision	OYSTER COVE
Legal Block	59
Legal Lot Number	63
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1005
Census Tract	970504

Owner

1501 Marsh Pointe is owned and occupied by two individuals who bought it in May 2013.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jan 6, 2017	Deed of Trust, Mortgage · VA Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013 · Amount on File
Deed Sale	May 6, 2013 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20131446087
Deed Book / Page	1446 / 87
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0001429013
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1501 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016760498
Date	Jun 29, 2020
Book Page	1676/498
Instrument	1676499

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1501 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Document Number	0015640209
Book / Page	001564 / 000209
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1501 MARSH POINTE MOREHEAD CITY NC 285574762, MOREHEAD CITY, NC 28557-4762

Mortgage

Document Number	0015640209
Date	Jan 11, 2017
Book Page	001564/000209

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1501 Marsh Pointe was $3,806.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,460 (-) Land $164,475 Building $488,985	$653,460 (-) Land $164,475 Building $488,985
2025	$3,806.00	$653,460 Land $164,475 Building $488,985	$653,460 Land $164,475 Building $488,985
2023		$311,039 Land $66,067 Building $244,972	$311,039 Land $66,067 Building $244,972
2022	$1,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 Marsh Pointe in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 210 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	238 units insured incl. 28 condo units
Nearby Flood Claims	47 (1999–2022)
Claims Outside the SFHA	2 of 47
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Marsh Pointe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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