1503 Marsh Pointe, Morehead City, NC 28557 Property Records

Carteret County property record for 1503 Marsh Pointe, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,381 sqft · built 2004
Lot Size	0.548 acres (23,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,500 (Nov 2003)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`6386.07.59.1143000`

Property Details

APN / Parcel Number

Primary APN	`6386.07.59.1143000`
Alternative APNs	`372713` `45703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,381 sqft Heated Area
Gross Area	3,514 sqft
1st Floor Area	2,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,871 sqft (0.548 acres)
Lot Dimensions	200 ft deep x 113 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	568 sqft
Deck Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	45703
Street Address	1503 MARSH POINTE
City	MOREHEAD CITY
State	NC
Zip	28557-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L64 OYSTER COVE
Legal Subdivision	OYSTER COVE
Legal Block	59
Legal Lot Number	64
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1005
Census Tract	970504

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2003 · Amount on Record
Deed Sale	Nov 25, 2003 · Amount on Record
Deed Book / Page	1029 / 194
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1503 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017720370
Date	Jul 6, 2022
Book Page	1772/370
Instrument	1772370

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1503 MARSH POINTE, MOREHEAD CITY, NC 28557-4762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016550323
Date	Nov 21, 2019
Book Page	1655/323
Instrument	1655323

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,738 (-) Land $106,780 Building $442,958	$549,738 (-) Land $106,780 Building $442,958
2025	$3,217.00 (+233.71%)	$549,738 (+90.98%) Land $106,780 Building $442,958	$549,738 (+90.98%) Land $106,780 Building $442,958
2023		$287,854 Land $72,182 Building $215,672	$287,854 Land $72,182 Building $215,672
2022	$964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 210 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	238 units insured incl. 28 condo units
Nearby Flood Claims	47 (1999–2022)
Claims Outside the SFHA	2 of 47
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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