15055 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15055 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,234 sqft · built 2017
Lot Size	0.194 acres (8,447 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Apr 2017)
Tax Bill	$679 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-878`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-878`
Alternative APNs	`272316813501878` `141358` `142215` `143730`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	4,376 sqft
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,447 sqft (0.194 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15055 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1878
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1878
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1043
Census Tract	17114

Owner

15055 Evergreen Oak Loop is owned and occupied by an individual who bought it in April 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 21, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 17, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Deed Document Number	2017206920
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551822
Date	Sep 10, 2021
Instrument	20210551822

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423
Document Number	0000684069
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15055 EVERGREEN OAK LOOP WINTER GARDEN FL 347876423, WINTER GARDEN, FL 34787-6423

Mortgage

Document Number	0000684069
Date	Dec 31, 2020
Instrument	684069

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423
Document Number	0000323849
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15055 EVERGREEN OAK LOOP WINTER GARDEN FL 347876423, WINTER GARDEN, FL 34787-6423

Mortgage

Document Number	0000323849
Date	Jun 4, 2018
Instrument	323849

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2038

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 17, 2017
Property Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423
Document Number	0000206920
Map Reference	MB 83 PG 27
Instrument Date	Apr 12, 2017
Instrument	20170206920
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15055 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6423

Mortgage

Document Number	0000206921
Date	Apr 17, 2017
Instrument	20170206921

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15055 Evergreen Oak Loop was $679, up 23% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,900 (+2.7%)	$647,060 (-9.71%) Land $100,000 Building $547,060
2025	$679.00 (+23.01%) Homeowner's exemption	$441,967	$716,640 Land $110,000 Building $606,640
2024	$552.00 (+5.95%)
2023	$521.00 (+12.04%) Homeowner's exemption	$417,001 (+3%)	$586,959 (+13.89%) Land $110,000 Building $476,959
2022	$465.00 Homeowner's exemption	$404,855	$515,359 Land $110,000 Building $405,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15055 Evergreen Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15055 Evergreen Oak Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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