15048 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15048 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,420 sqft · built 2015
Lot Size	0.149 acres (6,492 sqft)
Owner	2 Individual Names on File
Last Sale	$311,500 (Mar 2016)
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-896`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-896`
Alternative APNs	`272316813501896` `141379` `142237` `143753`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	3,457 sqft
1st Floor Area	1,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,492 sqft (0.149 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15048 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1896
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1896
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1049
Census Tract	17114

Owner

15048 Evergreen Oak Loop is owned and occupied by two individuals who acquired it in May 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15048 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW CMNTY CAP LLC
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2016 · Amount on File
Deed Sale	Mar 15, 2016 · Amount on File
Deed Document Number	2016129923
Last Transfer Date	May 14, 2018
Transfer Doc	0000329196
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15048 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6410
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202202
Date	Apr 4, 2019
Instrument	20190202202

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15048 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6410
Document Number	0000482433
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15048 EVERGREEN OAK LOOP WINTER GARDEN FL 347876410, WINTER GARDEN, FL 34787-6410

Mortgage

Document Number	0000482433
Date	Sep 15, 2020
Instrument	482433

Lender

Name	LAKEVIEW CMNTY CAP LLC
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 6, 2018
Property Address	15048 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6410
Document Number	0000329196
Instrument Date	May 14, 2018
Instrument	329196
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15048 EVERGREEN OAK LOOP WINTER GARDEN FL 347876410, WINTER GARDEN, FL 34787-6410

Tax Assessment & Valuation

The 2025 property tax bill for 15048 Evergreen Oak Loop was $4,532, up 5.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,747 (+2.7%)	$497,490 (-9.83%) Land $100,000 Building $397,490
2025	$4,532.00 (+5.67%) Homeowner's exemption	$279,208	$551,710 Land $110,000 Building $441,710
2024	$4,289.00 (+7.47%)
2023	$3,991.00 (+4.31%) Homeowner's exemption	$263,436 (+3%)	$464,983 (+13.97%) Land $110,000 Building $354,983
2022	$3,826.00 Homeowner's exemption	$255,763	$407,983 Land $110,000 Building $297,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15048 Evergreen Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15048 Evergreen Oak Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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