15037 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15037 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,327 sqft · built 2016
Lot Size	0.91 acres (3,966 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Mar 2022)
Tax Bill	$8,996 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-867`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-867`
Alternative APNs	`272316813501867` `141344` `142201` `143718`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,327 sqft Living Area
Gross Area	3,066 sqft
1st Floor Area	1,322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,966 sqft (0.91 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15037 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1867
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1867
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1050
Census Tract	17114

Owner

15037 Evergreen Oak Loop is owned by an individual who bought it in March 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	405 W HIGHLAND ST, SALUDA, SC 29138-1338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMWEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	2022191790
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15037 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6422
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443390
Date	Jul 26, 2018
Instrument	20180443390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 24, 2022
Property Address	15037 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6422
Document Number	0000191790
Map Reference	MB 83 PG 27-33
Instrument Date	Mar 18, 2022
Instrument	20220191790
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5636 TIGER WAY, WINTER GARDEN, FL 34787-5682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W HIGHLAND ST, SALUDA, SC 29138-1338
Investor	Possibly a Property Investor

Mortgage

Document Number	0000191791
Date	Mar 24, 2022
Instrument	20220191791

Lender

Name	AMWEST FINANCIAL INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	10%
Index	Other
Margin	4
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 15037 Evergreen Oak Loop was $8,996, up 7.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,080 (-8.99%) Land $100,000 Building $369,080	$469,080 (-8.99%) Land $100,000 Building $369,080
2025	$8,996.00 (+7.34%)	$515,430 Land $104,500 Building $410,930	$515,430 Land $104,500 Building $410,930
2024	$8,381.00 (+15.54%)
2023	$7,254.00 (+24.17%)	$434,172 (+13.89%) Land $104,500 Building $329,672	$434,172 (+13.89%) Land $104,500 Building $329,672
2022	$5,842.00	$381,213 Land $104,500 Building $276,713	$381,213 Land $104,500 Building $276,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15037 Evergreen Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15037 Evergreen Oak Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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