1479 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1479 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 3,493 sqft · built 1974
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2017)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063F 002`

Property Details

APN / Parcel Number

Primary APN	`063F 002`
Alternative APN	`237200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,493 sqft Heated Area
Basement Area	1,417 sqft
Finished Basement	1,417 sqft
Unfinished Basement	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Gentle Slope
Garage Area	648 sqft

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	80 sqft
Patio Area	432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	237200
Street Address	1479 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 RUSSELL BEND S/D
Legal Subdivision	RUSSELL BEND
Legal Lot Number	14
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Dec 18, 2017	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Oct 2, 2009 · Amount on Record
Deed Document Number	20171331
Deed Book / Page	1138 / 487
Transfer Doc	0009090078
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374

Mortgage

Document Number	0013400000000128
Date	Aug 21, 2023
Book Page	0000001340/0000000128

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374

Mortgage

Document Number	0013480000000325
Date	Nov 8, 2023
Book Page	0000001348/0000000325
Instrument	2023001654

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0012280082
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 RIDGEMORE DR TOCCOA GA 305777374, TOCCOA, GA 30577-7374

Mortgage

Document Number	0012280082
Date	Nov 5, 2020
Book Page	001228/000082

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 18, 2017
Property Address	1479 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0011380487
Book / Page	001138 / 000487
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1535 BOUVIER PL LAWRENCEVILLE GA 300438212, LAWRENCEVILLE, GA 30043-8212

Mortgage

Document Number	11380488
Date	Dec 18, 2017
Book Page	001138/000488

Lender

Name	CORNERSTONE BK
Type	Bank
Address	ATLANTA, GA 30327

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+65.02%)	$155,357 (+78.94%) Land $55,473 Building $99,884	$388,393 (+78.94%) Land $138,683 Building $249,710
2023	$2,584.00	$86,822 Land $55,473 Building $31,349	$217,056 Land $138,683 Building $78,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC.

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