Champaign County property record for 1505 Dover Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,642 sqft · built 2005 |
| Lot Size | 0.484 acres (21,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $517,000 (Feb 2026) |
| Tax Bill | $7,461 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-13-328-007 |
| Primary APN | 28-22-13-328-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 3,363 sqft |
| Basement Area | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 21,075 sqft (0.484 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1505 DOVER DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 WILTSHIRE ESTATES 7TH SUB |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | WILTSHIRE ESTATES 7TH SUB |
| Legal Lot Number | 110 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 4 |
| Census Block | 4145 |
| Census Tract | 10702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage FISHER NATIONAL BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK |
| May 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK |
| Feb 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Sep 17, 2021 | Warranty Deed, Transfer · Line of Credit FISHER NATIONAL BANK |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional with PMI INB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 20261955 |
| Prior Transfer Date | Aug 25, 2015 |
| Prior Transfer Doc | 0000016481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000006746 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022R06746 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006745 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022R06745 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000006387 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 2025R06387 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 9, 2026 |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000001955 |
| Map Reference | DOC 2003R21927 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026R01955 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000001956 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026R01956 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 17, 2021 |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000022271 |
| Map Reference | DOC 2003R21927 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021R22271 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000022272 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021R22272 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 1, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 29, 2020 |
| Property Address | 1505 DOVER DR, SAINT JOSEPH, IL 61873-8949 |
| Document Number | 0000011877 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 11877 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 DOVER DR ST JOSEPH IL 618738949, ST JOSEPH, IL 61873-8949 |
| Document Number | 11878 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 11878 |
| Name | INB NA |
|---|---|
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2035 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,790 (+5.8%) Land $18,560 Building $108,230 | $380,370 (+5.8%) Land $55,680 Building $324,690 | |
| 2024 | $7,461.00 (+12.86%) Homeowner's exemption | $119,840 (+18.43%) Land $17,540 Building $102,300 | $359,520 (+18.43%) Land $52,620 Building $306,900 |
| 2022 | $6,611.00 Homeowner's exemption | $101,190 Land $14,810 Building $86,380 | $303,570 Land $44,430 Building $259,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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