Champaign County property record for 1504 Dover Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,388 sqft · built 2006 |
| Lot Size | 0.458 acres (19,955 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,083 (2024) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-13-327-019 |
| Primary APN | 28-22-13-327-019 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 5,966 sqft |
| 1st Floor Area | 2,388 sqft |
| Basement Area | 2,388 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 19,955 sqft (0.458 acres) |
| Garage Type | Attached |
| Garage Area | 1,118 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1504 DOVER DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 93 WILTSHIRE ESTATES 7TH SUB |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | WILTSHIRE ESTATES 7TH SUB |
| Legal Lot Number | 93 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 4 |
| Census Block | 4142 |
| Census Tract | 10702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1504 DOVER DR, SAINT JOSEPH, IL 61873-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST |
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit HICKORY PT BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2013 |
| Deed Sale | Aug 15, 2013 |
| Prior Sale | Jun 9, 2004 · Amount on Record |
| Deed Document Number | 201320051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1504 DOVER DR, SAINT JOSEPH, IL 61873-8950 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003412 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022R03412 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, IL 62525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 9, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Margin | 4 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1504 DOVER DR, SAINT JOSEPH, IL 61873-8950 |
| Document Number | 0000020026 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1504 DOVER DR ST JOSEPH IL 618738950, ST JOSEPH, IL 61873-8950 |
| Document Number | 0000020026 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 20026 |
| Name | HICKORY PT BK&TR |
|---|---|
| Address | DECATUR, IL 62525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 19, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,850 (+25.29%) Land $18,560 Building $118,290 | $410,550 (+25.29%) Land $55,680 Building $354,870 | |
| 2024 | $8,083.00 (+12.77%) | ||
| 2022 | $7,168.00 Homeowner's exemption | $109,230 Land $14,810 Building $94,420 | $327,690 Land $44,430 Building $283,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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