1406 Dover Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1406 Dover Dr, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,681 sqft · built 2006
Lot Size0.484 acres (21,091 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (May 2007)
Tax Bill$9,163 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN28-22-13-304-034

Property Details

APN / Parcel Number

Primary APN28-22-13-304-034

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,681 sqft Living Area
Gross Area6,332 sqft
1st Floor Area2,681 sqft
Basement Area2,681 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area21,091 sqft (0.484 acres)
Garage TypeAttached
Garage Area970 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1406 DOVER DR
CitySAINT JOSEPH
StateIL
Zip61873-8952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 97 WILTSHIRE ESTATES 7TH SUB
Legal Range10E
Legal Township19N
Legal Section13
Legal SubdivisionWILTSHIRE ESTATES 7TH SUB
Legal Lot Number97
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group4
Census Block4141
Census Tract10702

Owner

1406 Dover Dr is owned and occupied by two individuals who bought it in May 2007.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1406 DOVER DR, SAINT JOSEPH, IL 61873-8952
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2007 · Amount on File
Deed SaleMay 3, 2007 · Amount on File
Deed Document Number200710567
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1406 DOVER DR, SAINT JOSEPH, IL 61873-8952
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009901
DateJul 19, 2023
Instrument2023R09901
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1406 DOVER DR, SAINT JOSEPH, IL 61873-8952
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000401
DateJan 6, 2022
Instrument2022R00401
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154,310 Land $18,560 Building $135,750$462,930 Land $55,680 Building $407,250
2024$9,163.00
2022$8,134.00 Homeowner's exemption$123,160 Land $14,810 Building $108,350$369,480 Land $44,430 Building $325,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 Dover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 1406 Dover Dr, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20

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