15046 Spinaker Ct, Naples, FL 34119 Property Records

Collier County property record for 15046 Spinaker Ct, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details1,688 sqft · built 2002
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Jul 2023)
Tax Bill$5,247 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422250 C 1423B27

Property Details

APN / Parcel Number

Primary APN422250 C 1423B27
Alternative APN
  • 51978009425

Interior

Stories2 Stories
Building Area1,688 sqft Living Area
Gross Area3,177 sqft
1st Floor Area1,688 sqft

Exterior

Year BuiltBuilt 2002
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions143 ft deep x 52 ft wide

Location & Zoning

Account Number422250 C 1423B27
Street Address15046 SPINAKER CT
CityNAPLES
StateFL
Zip34119-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionINDIGO LAKES UNIT THREE BLK C LOT 142
Legal Range26
Legal Township48
Legal Section27
Legal SubdivisionINDIGO LAKES UNIT 3
Legal Tract422250
Legal BlockC
Legal Lot Number142
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10436

Owner

Source: Collier County assessment roll, APN 422250 C 1423B27, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15046 SPINAKER CT, NAPLES, FL 34119-4807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Warranty Deed, Transfer · Conventional Mortgage
CPM FCU
Apr 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Jun 29, 2017Deed of Trust, Mortgage · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleJul 13, 2023 · Amount on Record
Deed Document Number0062680461
Deed Book / Page6268 / 461
Last Transfer DateApr 14, 2025
Transfer Doc0064573590
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 13, 2023
Property Address15046 SPINAKER CT, NAPLES, FL 34119-4807
Document Number0062680461
Book / Page6268 / 461
Map ReferenceMB 35 PG 11&12
Instrument DateJul 12, 2023
Instrument6428281
Transaction TypeTransfer
Record UpdatedJul 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 WOODRIDGE DR, LENOIR, NC 28645-5909

Transferred To (Grantee/Buyer)

NameVerified Name
Address15046 SPINAKER CT, NAPLES, FL 34119-4807

Mortgage

Document Number0006268463
DateJul 13, 2023
Instrument6268/463
Lender
NameCPM FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address15046 SPINAKER CT, NAPLES, FL 34119-4807
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15046 SPINAKER CT, NAPLES, FL 34119-4807

Mortgage

Document Number0061061718
DateApr 02, 2022
Book Page6106/1718
Instrument6229518
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address15046 SPINAKER CT, NAPLES, FL 34119-4807
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054102201
DateJun 29, 2017
Book Page5410/2201
Instrument5424013
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,247.00 (+62.14%)$474,556 (+44.1%) Land $202,118 Building $272,438$474,556 (-10.17%) Land $202,118 Building $272,438
2023$3,236.00 (-1.91%) Homeowner's exemption$329,327 (+3%)$528,282 (+3.38%) Land $188,179 Building $340,103
2022$3,299.00 Homeowner's exemption$319,735$510,993 Land $144,533 Building $366,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104361, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 230 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies230 in force
Nearby Flood Claims3 (2017–2022)
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 466 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: DSI Management Holdings, Hotwire Communications, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5114069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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