15038 Spinaker Ct, Naples, FL 34119 Property Records

Collier County property record for 15038 Spinaker Ct, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details1,688 sqft · built 2002
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$728,500 (Sep 2023)
Tax Bill$5,069 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422250 C 1403B27

Property Details

APN / Parcel Number

Primary APN422250 C 1403B27
Alternative APN
  • 51978009386

Interior

Stories2 Stories
Building Area1,688 sqft Living Area
1st Floor Area1,688 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions149 ft deep x 54 ft wide

Location & Zoning

Street Address15038 SPINAKER CT
CityNAPLES
StateFL
Zip34119-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionINDIGO LAKES UNIT THREE BLK C LOT 140
Legal Range26
Legal Township48
Legal Section27
Legal SubdivisionINDIGO LAKES UNIT 3
Legal Tract422250
Legal BlockC
Legal Lot Number140
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10436

Owner

Source: Collier County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15038 SPINAKER CT, NAPLES, FL 34119-4807
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleApr 2, 2013 · Amount on Record
Deed Document Number20236449941
Deed Book / Page6285 / 1173
Prior Transfer DateJan 24, 2005
Prior Transfer Doc0037292649
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 6, 2023
Property Address15038 SPINAKER CT, NAPLES, FL 34119-4807
Document Number0062851173
Book / Page6285 / 1173
Map ReferenceMB 35 PG 11
Instrument DateAug 15, 2023
Instrument6449941
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,099.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address52 SQUIRE BAKERS LANE, MARKHAM XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address15038 SPINAKER CT, NAPLES, FL 34119-4807

Mortgage

Document Number0062851175
DateSep 6, 2023
Instrument6285/1175
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,069.00 (-2.09%) Homeowner's exemption$497,912 (+10.74%) Land $227,383 Building $270,529$497,912 (-9.38%) Land $227,383 Building $270,529
2024$5,177.00 (-2.56%)
2023$5,313.00 (+1.47%)$449,606 (+1%)$549,422 (+4.36%) Land $211,702 Building $337,720
2022$5,236.00$408,733$526,491 Land $162,599 Building $363,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 230 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies230 in force
Nearby Flood Claims3 (2017–2022)
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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