15034 Spinaker Ct, Naples, FL 34119 Property Records

Collier County property record for 15034 Spinaker Ct, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,921 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (May 2019)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422250 C 1393B27`

Property Details

APN / Parcel Number

Primary APN	`422250 C 1393B27`
Alternative APN	`51978009360`

Interior

Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	312 sqft
Deck Area	315 sqft

Location & Zoning

Street Address	15034 SPINAKER CT
City	NAPLES
State	FL
Zip	34119-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	INDIGO LAKES UNIT THREE BLK C LOT 139
Legal Range	26
Legal Township	48
Legal Section	27
Legal Subdivision	INDIGO LAKES UNIT 3
Legal Tract	422250
Legal Block	C
Legal Lot Number	139
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15034 SPINAKER CT, NAPLES, FL 34119-4807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HAMILTON GROUP FUNDING INC
May 22, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	20195716010
Deed Book / Page	5632 / 2653
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	15034 SPINAKER CT, NAPLES, FL 34119-4807
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NAPLES, FL 34119

Mortgage

Document Number	0063252034
Date	Jan 30, 2024
Book Page	6325/2034
Instrument	6502566

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	15034 SPINAKER CT, NAPLES, FL 34119-4807
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15034 SPLNAKER CT, NAPLES, FL 34119-4807

Mortgage

Document Number	0058123210
Date	Sep 8, 2020
Book Page	5812/3210
Instrument	5919841

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 22, 2019
Property Address	15034 SPINAKER CT, NAPLES, FL 34119-4807
Document Number	0056322653
Book / Page	5632 / 2653
Map Reference	MB 35 PG 11&12
Instrument Date	Apr 7, 2019
Instrument	5716010
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 STATION LANE UNIONVILLE ON L3R1R3 CANADA, 10, XX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15034 SPINAKER CT, NAPLES, FL 34119-4807

Mortgage

Document Number	0056322655
Date	May 22, 2019
Instrument	5632-2655

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,541 (+2.7%)	$462,447 (+14.94%) Land $183,475 Building $278,972
2025	$3,342.00 (+8.3%) Homeowner's exemption	$333,536 (+5.99%)	$402,346 (-9.21%) Land $189,486 Building $212,860
2023	$3,086.00 (-1.81%) Homeowner's exemption	$314,695 (+3%)	$443,161 (-9.57%) Land $176,418 Building $266,743
2022	$3,143.00 Homeowner's exemption	$305,529	$490,071 Land $205,821 Building $284,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	3 (2017–2022)
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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