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15045 Harding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 15045 Harding Ave, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,010 sqft · built 1954
Lot Size0.155 acres (6,760 sqft)
OwnerIndividual Name on Record
Last Sale$186,000 (Oct 2022)
Tax Bill$5,298 (2023)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN28-11-325-009

Property Details

APN / Parcel Number

Primary APN28-11-325-009
Alternative APN
  • 28-11-325-009-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,760 sqft (0.155 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address15045 HARDING AVE
CityMIDLOTHIAN
StateIL
Zip60445-3434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(FIRST) ADD TO (BREMEN) (CAMPUS) SUB IN SW SEC 11-36-13
Legal Range13E
Legal Township36N
Legal Section11
Legal SubdivisionFIRST ADD TO BREMEN CAMPUS
Legal Lot Number31
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3014
Census Tract824702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2310 W 50TH PL, CHICAGO, IL 60609-4730
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jan 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleJan 19, 2022
Deed Document Number202246278
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 25, 2022
Property Address15045 HARDING AVE, MIDLOTHIAN, IL 60445-3434
Document Number0029846278
Instrument DateOct 21, 2022
Instrument2229846278
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15045 HARDING AVE, MIDLOTHIAN, IL 60445-3434

Mortgage

Document Number0029846279
DateOct 25, 2022
Instrument2229846279
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 19, 2022
Property Address15045 HARDING AVE, MIDLOTHIAN, IL 60445-3434
Document Number0001957020
Instrument DateJan 14, 2022
Instrument2201957020
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14642 KOLIN AVE, MIDLOTHIAN, IL 60445-2607

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictMidlothian School District 143 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 (+16.7%) Land $2,366 Building $11,634$140,000 (+16.7%) Land $23,660 Building $116,340
2023$5,298.00 (+31.5%)
2022$4,029.00 Homeowner's exemption$11,997 Land $2,028 Building $9,969$119,970 Land $20,280 Building $99,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Fiber		1,500 / 1,500

May also be available: Verizon.

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