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15035 Harding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 15035 Harding Ave, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,010 sqft · built 1954
Lot Size0.155 acres (6,760 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jun 2026)
Tax Bill$4,801 (2023)
Deeds & MortgagesAug 2021 Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-11-325-007

Property Details

APN / Parcel Number

Primary APN28-11-325-007
Alternative APN
  • 28-11-325-007-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,760 sqft (0.155 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address15035 HARDING AVE
CityMIDLOTHIAN
StateIL
Zip60445-3434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(FIRST) ADD TO (BREMEN) (CAMPUS) SUB IN SW SEC 11-36-13
Legal Range13E
Legal Township36N
Legal Section11
Legal SubdivisionFIRST ADD TO BREMEN CAMPUS
Legal Lot Number29
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3014
Census Tract824702

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15035 HARDING AVE, MIDLOTHIAN, IL 60445-3434
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Jun 8, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2026 · Amount on Record
Deed SaleJun 8, 2026 · Amount on Record
Prior SaleJan 5, 2001 · Amount on Record
Deed Document Number202615922025
Prior Transfer DateApr 28, 1998
Prior Transfer Doc0000000172
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address15035 HARDING AVE, MIDLOTHIAN, IL 60445-3434
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15035 HARDING AVE, MIDLOTHIAN, IL 60445-3434

Mortgage

Document Number0023104294
DateAug 19, 2021
Instrument2123104294
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term198 Months
DueFeb 1, 2038

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 8, 2026
Property Address15035 HARDING AVE, MIDLOTHIAN, IL 60445-3434
Document Number0000022025
Instrument DateJun 1, 2026
Instrument202622025
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15035 HARDING AVE, MIDLOTHIAN, IL 60445-3434
InvestorPossibly a Property Investor

Mortgage

Document Number0000000022,
DateJun 8, 2026
Instrument2026159202615922
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.62%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictMidlothian School District 143 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,000 (+27.97%) Land $2,366 Building $13,634$160,000 (+27.97%) Land $23,660 Building $136,340
2023$4,801.00 (+12.51%)
2022$4,267.00 Homeowner's exemption$12,503 Land $2,028 Building $10,475$125,030 Land $20,280 Building $104,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Fiber		1,500 / 1,500

May also be available: Verizon.

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