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15049 Harding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 15049 Harding Ave, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,291 sqft · built 1958
Lot Size0.155 acres (6,760 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (May 2019)
Tax Bill$4,422 (2023)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-11-325-010

Property Details

APN / Parcel Number

Primary APN28-11-325-010
Alternative APN
  • 28-11-325-010-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,291 sqft Living Area
1st Floor Area1,291 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleBungalow
Exterior MaterialFrame
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,760 sqft (0.155 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address15049 HARDING AVE
CityMIDLOTHIAN
StateIL
Zip60445-3434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range13E
Legal Township36N
Legal Section11
Legal SubdivisionBREMEN CAMPUS SUB/1ST ADD
Legal Lot Number32
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3014
Census Tract824702

Owner

15049 Harding Ave is owned and occupied by an individual who bought it in May 2019.

Source: Cook County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address15049 HARDING AVE, MIDLOTHIAN, IL 60445-3434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2019 · Amount on File
Deed SaleMay 9, 2019 · Amount on File
Prior SaleJun 19, 2007 · Amount on File
Deed Document Number20198169
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 9, 2019
Property Address15049 HARDING AVE, MIDLOTHIAN, IL 60445-3434
Document Number1912908169
Instrument DateMay 3, 2019
Instrument12908169
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15049 HARDING AVE MIDLOTHIAN IL 604453434, MIDLOTHIAN, IL 60445-3434

Mortgage

Document Number1912908171
DateMay 9, 2019
Instrument12908171
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number1912908170,
DateMay 9, 2019
Instrument12908170
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictMidlothian School District 143 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,000 Land $2,366 Building $12,634$150,000 Land $23,660 Building $126,340
2023$4,422.00 (-4.41%)
2022$4,626.00$13,267 Land $2,028 Building $11,239$132,670 Land $20,280 Building $112,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15049 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15049 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Fiber		1,500 / 1,500
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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