Harrison County property record for 15040 E Shadow Creek Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,161 sqft · built 2005 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,435 (2022) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1106-22-012.160 |
| Primary APN | 1106-22-012.160 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,161 sqft Adjusted Area |
| Gross Area | 3,187 sqft |
| 1st Floor Area | 2,898 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Pool Area | 318 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 120563 |
|---|---|
| Street Address | 15040 E SHADOW CREEK DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-8567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 145 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 22 |
| Legal Subdivision | SHADOWCREEK SUBD PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 145 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3407 |
Source: Harrison County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15040 E SHADOW CREEK DR, BILOXI, MS 39532-8567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2015 |
| Deed Sale | Aug 10, 2015 |
| Deed Document Number | 2015-0002018-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 15040 E SHADOW CREEK DR, BILOXI, MS 39532-8567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210020478TJ2 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-0020478-T-J2 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,765 (+3.26%) | $247,648 (+3.26%) Land $33,000 Building $214,648 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $23,983 | $239,831 Land $33,000 Building $206,831 |
| 2022 | $3,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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