Harrison County property record for 15045 E Shadow Creek Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,915 sqft · built 2006 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,520 (Mar 2023) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1106-22-012.168 |
| Primary APN | 1106-22-012.168 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,915 sqft Adjusted Area |
| 1st Floor Area | 2,560 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,199 sqft (0.257 acres) |
| Utility Building | 224 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15045 E SHADOW CREEK DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 153 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 22 |
| Legal Subdivision | SHADOWCREEK SUBD PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 153 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3407 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU |
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Jun 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage USAA FSB |
| May 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2015 |
| Deed Document Number | 20231685 |
| Prior Transfer Date | May 12, 2017 |
| Prior Transfer Doc | 20170001068DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15045 E SHADOW DRIVE, BILOXI, MS 39532 |
| Document Number | 20250007891TJ2 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0007891-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | GULFPORT, MS 39503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 27, 2023 |
| Property Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Document Number | 20230001685DJ2 |
| Map Reference | PB 17 PG 15 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-0001685-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3425 HOMESTEAD RD, ROCK HILL, SC 29732-9291 |
| Name | Verified Name |
|---|---|
| Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Document Number | 20230001686TJ2 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023-0001686-T-J2 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-0001863-T-J2 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017-0001863-T-J2 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 16, 2017 |
| Property Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
| Document Number | 20170001068DJ2 |
| Map Reference | PL 17 PG 15 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017-0001068-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15045 E SHADOW CREEK DR, 15045, BILOXI, MS 39532-8566 |
| Name | Verified Name |
|---|---|
| Address | 15045 E SHADOW CREEK DR, BILOXI, MS 39532-8566 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 (+5.52%) Homeowner's exemption Disabled Person's exemption | $21,009 (-30.74%) | $210,092 (+3.89%) Land $33,000 Building $177,092 |
| 2024 | $1,595.00 (-44.52%) | ||
| 2023 | $2,875.00 (-0.76%) | $30,335 | $202,232 Land $33,000 Building $169,232 |
| 2022 | $2,897.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOOLMARKET VILLAGE ESTATES private · serves 2,910 people · EPA ID MS0240237 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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