15021 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15021 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,006 sqft · built 2005
OwnerIndividual Name on File
Last Sale$180,000 (Feb 2012)
Tax Bill$1,697 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1106-22-012.171

Property Details

APN / Parcel Number

Primary APN1106-22-012.171
Alternative APN
  • 120574

Interior

Full Baths1 Bath
Building Area3,006 sqft Adjusted Area
1st Floor Area2,743 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number120574
Street Address15021 E SHADOW CREEK DR
CityBILOXI
StateMS
Zip39532-8566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 156 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range10
Legal Township06
Legal Section22
Legal SubdivisionSHADOWCREEK SUBD PH 3
Legal Phase3
Legal Lot Number156
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group1
Census Block1011
Census Tract3407

Owner

15021 E Shadow Creek Dr is owned and occupied by an individual who bought it in February 2012.

Source: Harrison County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address15021 E SHADOW CREEK DR, BILOXI, MS 39532-8566
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2012 · Amount on File
Deed SaleFeb 9, 2012 · Amount on File
Deed Document Number2012-0000331-D-J2
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address15021 E SHADOW CREEK DR, BILOXI, MS 39532-8566
Transaction TypeMortgage
Record UpdatedApr 15, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202001012TJ2
DateMar 30, 2020
Instrument2020-01012-T-J2
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15021 E Shadow Creek Dr was $1,697 with exemptions applied, up 4% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (+3.98%) Homeowner's exemption Disabled Person's exemption$21,158$211,575 Land $33,000 Building $178,575
2024$1,632.00 (+0.93%)
2023$1,617.00 (-0.92%) Homeowner's exemption Disabled Person's exemption$20,234$202,342 Land $33,000 Building $169,342
2022$1,632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15021 E Shadow Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15021 E Shadow Creek Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 90% of Mississippi
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOOLMARKET VILLAGE ESTATES
private · serves 2,910 people · EPA ID MS0240237
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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