1504 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1504 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft · built 1924
Lot Size	0.15 acres (6,514 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2024)
Tax Bill	$3,714 (2024)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-453-002`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-453-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Building Perimeter
1st Floor Area	975 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,514 sqft (0.15 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1504 PHILO RD
City	URBANA
State	IL
Zip	61802-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 15 CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSOCIATION SUB
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSO
Legal Block	15
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1022
Census Tract	5601

Owner

Source: Champaign County records · APN 92-21-16-453-002

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1501 MAYWOOD DR, CHAMPAIGN, IL 61821-5015
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2024 · Amount on Record
Deed Sale	May 01, 2024 · Amount on Record
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Document Number	20245460
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 01, 2024
Property Address	1504 PHILO RD, URBANA, IL 61802-5300
Document Number	0000005460
Map Reference	MB K PG 33
Instrument Date	Apr 12, 2024
Instrument	2024R05460
Transaction Type	Transfer
Record Updated	May 09, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1501 MAYWOOD DR, CHAMPAIGN, IL 61821-5015

Mortgage

Document Number	0000005461
Date	May 01, 2024
Instrument	2024R05461

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,100 (+25.99%) Land $15,170 Building $22,930	$114,300 (+25.99%) Land $45,510 Building $68,790
2024	$3,714.00 (+13.47%)
2022	$3,273.00	$30,240 Land $12,040 Building $18,200	$90,720 Land $36,120 Building $54,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Pavlov Media.

Based on FCC filings for 621 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0195300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.