1406 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1406 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1961
Lot Size	0.151 acres (6,592 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2021)
Tax Bill	$3,665 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-452-007`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-452-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Building Perimeter
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,592 sqft (0.151 acres)
Garage Type	Attached
Garage Area	312 sqft
Driveway	Concrete Driveway
Driveway Area	552 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1406 PHILO RD
City	URBANA
State	IL
Zip	61802-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 14 CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSOCIATION SUB
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSO
Legal Block	14
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1017
Census Tract	5601

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 PHILO RD, URBANA, IL 61802-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Aug 22, 2012 · Amount on Record
Deed Document Number	202114061
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 16, 2021
Property Address	1406 PHILO RD, URBANA, IL 61802-5328
Document Number	0000014061
Map Reference	MB K PG 33
Instrument Date	Jun 1, 2021
Instrument	2021R14061
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 PHILO RD, URBANA, IL 61802-5328

Mortgage

Document Number	0000014062
Date	Jun 16, 2021
Instrument	2021R14062

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,950 (+5.8%) Land $15,170 Building $28,780	$131,850 (+5.8%) Land $45,510 Building $86,340
2024	$3,665.00 (+8.02%)	$41,540 (+19.06%) Land $14,340 Building $27,200	$124,620 (+19.06%) Land $43,020 Building $81,600
2023	$3,393.00 (+8.51%)
2022	$3,127.00 Homeowner's exemption	$34,890 Land $12,040 Building $22,850	$104,670 Land $36,120 Building $68,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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