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1504 Oracle Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 1504 Oracle Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,956 sqft · built 1991
Lot Size0.283 acres (12,344 sqft)
OwnerIndividual Name on File
Last Sale$121,750 (Mar 2021)
Tax Bill$7,276 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN054953-0488

Property Details

APN / Parcel Number

Primary APN054953-0488
Alternative APN
  • U0232191UM000002000440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,584 sqft
1st Floor Area1,956 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,344 sqft (0.283 acres)
Lot Dimensions135 ft deep x 96 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchOpen Porch
Porch Area172 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0549530488
Street Address1504 ORACLE DR
CitySUN CITY CENTER
StateFL
Zip33573-6616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCYPRESS CREEK VILLAGE A LOT 44 BLOCK 2
Legal Range19E
Legal Township32S
Legal Section02
Legal SubdivisionCYPRESS CREEK VILLAGE A
Legal Tract1UM
Legal Block2
Legal Lot Number44
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1006
Census Tract14009

Owner

1504 Oracle Dr is owned and occupied by an individual who bought it in March 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1504 ORACLE DR, SUN CITY CENTER, FL 33573-6616
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Mar 16, 2021Quit Claim Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Aug 16, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Apr 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on File
Deed SaleMar 16, 2021 · Amount on File
Prior SaleAug 16, 2019 · Amount on File
Deed Document Number2021129389
Prior Transfer DateMar 8, 2021
Prior Transfer Doc0000129389
Record UpdatedOct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 16, 2021
Property Address1504 ORACLE DR, RUSKIN, FL 33573-6616
Document Number2021129389
Map ReferenceMB 63 PG 8
Instrument DateMar 8, 2021
Instrument2021129389
Transaction TypeTransfer
Record UpdatedMar 31, 2021
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$852.60
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address811 SYMPHONY ISLES BLVD, 811, APOLLO BEACH, FL 33572-2743

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 ORACLE DR, RUSKIN, FL 33573-6616

Mortgage

Document Number2021129390
DateMar 16, 2021
Instrument2021129390
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 16, 2021
Property Address1504 ORACLE DR, RUSKIN, FL 33573-6616
Document Number0000129389
Map ReferenceMB 63 PG 8
Instrument DateMar 8, 2021
Instrument2021129389
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$852.60
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address811 SYMPHONY ISLES BLVD, 811, APOLLO BEACH, FL 33572-2743

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 ORACLE DR, RUSKIN, FL 33573-6616

Mortgage

Document Number0000129390
DateMar 16, 2021
Instrument2021129390
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 16, 2019
Property Address1504 ORACLE DR, RUSKIN, FL 33573-6616
Document Number0000353445
Book / Page26874 / 1064
Map ReferenceMB 63 PG 8
Instrument DateAug 12, 2019
Instrument2019353445
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyUNITED TITLE AFFILIATES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,766.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address932 SYMPHONY ISLES BLVD, 932, APOLLO BEACH, FL 33572-2783

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 ORACLE DR, RUSKIN, FL 33573-6616

Mortgage

Document Number0268741065
DateAug 16, 2019
Instrument26874/1065
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 20, 2017
Property Address1504 ORACLE DR, RUSKIN, FL 33573-6616
Document Number0248830843
Book / Page024883 / 000843
Instrument DateMar 24, 2017
Instrument152485
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address932 SYMPHONY ISLES BLVD APOLLO BEACH FL 335722783, APOLLO BEACH, FL 33572-2783

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Oracle Dr was $7,276, up 5.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,569 (-3.45%) Land $115,124 Building $227,445$342,569 (-3.45%) Land $115,124 Building $227,445
2025$7,276.00 (+5.07%)$354,826 Land $115,124 Building $239,702$354,826 Land $115,124 Building $239,702
2024$6,925.00 (-0.17%)
2023$6,937.00 (+5.89%)$360,661 (+5.27%) Land $115,124 Building $245,537$360,661 (+5.27%) Land $115,124 Building $245,537
2022$6,551.00$342,608 Land $109,642 Building $232,966$342,608 Land $109,642 Building $232,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Oracle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Oracle Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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