Hillsborough County property record for 1503 Oracle Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1999 |
| Lot Size | 0.25 acres (10,885 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Dec 2023) |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054953-0600 |
| Primary APN | 054953-0600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,885 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0549530600 |
|---|---|
| Street Address | 1503 ORACLE DR |
| City | SUN CITY CENTER |
| State | FL |
| Zip | 33573-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK VILLAGE A LOT 14 BLOCK 4 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 02 |
| Legal Subdivision | CYPRESS CREEK VILLAGE A |
| Legal Tract | 1UM |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14009 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1503 ORACLE DR, SUN CITY CENTER, FL 33573-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Jul 7, 2018 · Amount on Record |
| Deed Document Number | 2023574077 |
| Transfer Doc | 9577001626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1503 ORACLE DR, RUSKIN, FL 33573-6617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1503 ORACLE DR, RUSKIN, FL 33573-6617 |
| Document Number | 0000195145 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021195145 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 1503 ORACLE DR, RUSKIN, FL 33573-6617 |
| Document Number | 0000574077 |
| Map Reference | MB 63 PG 8 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023574077 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 CEDAR CREEK DR, FORSYTH, GA 31029-5155 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12727 EAGLE HARBOR KNOWLESVILLE RD, ALBION, NY 14411-9134 |
| Document Number | 0000574078 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023574078 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,472 (-3.78%) Land $97,549 Building $169,923 | $267,472 (-3.78%) Land $97,549 Building $169,923 | |
| 2025 | $5,026.00 (+207.21%) Homeowner's exemption | $277,984 (+155.07%) Land $97,549 Building $180,435 | $277,984 (-1.79%) Land $97,549 Building $180,435 |
| 2023 | $1,636.00 (+3.87%) Homeowner's exemption Disabled Person's exemption | $108,983 (+3%) | $283,059 (+6.11%) Land $97,549 Building $185,510 |
| 2022 | $1,575.00 Homeowner's exemption Disabled Person's exemption | $105,809 | $266,748 Land $92,904 Building $173,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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