Whiteside County property record for 1400 E 38th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.758 acres (33,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Oct 2012) |
| Tax Bill | $6,876 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110100038 |
| Primary APN | 1110100038 |
|---|---|
| Alternative APN |
|
| Lot Area | 33,018 sqft (0.758 acres) |
|---|
| Account Number | 70205 |
|---|---|
| Street Address | 1400 E 38TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE RIDGE - PHASE III LOT 16 |
| Legal Subdivision | PRAIRIE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 900 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1400 E 38TH ST, STERLING, IL 61081-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2012 · Amount on Record |
| Deed Sale | Oct 5, 2012 · Amount on Record |
| Deed Document Number | 20127438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1400 E 38TH ST, STERLING, IL 61081-9436 |
| Document Number | 0000002300 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1400 E 38TH ST STERLING IL 610819436, STERLING, IL 61081-9436 |
| Document Number | 0000002300 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2300 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,876.00 | $97,589 Land $9,166 Building $88,423 | |
| 2024 | $292,767 Land $27,498 Building $265,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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