Albemarle County property record for 1504 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,713 sqft · built 2018 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $845,000 (Jun 2022) |
| Tax Bill | $7,335 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-07-04000 |
| Primary APN | 078H0-00-07-04000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Finished Area |
| Basement Area | 1,373 sqft |
| Finished Basement | 739 sqft |
| Unfinished Basement | 630 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 4,443 sqft (0.102 acres) |
| Garage Area | 410 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 418 sqft |
| Patio Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1504 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | CASCADIA LOT 40 BLK 7 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Jun 13, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Mar 13, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 20226921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 7, 2022 |
| Property Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 202200006921 |
| Map Reference | MB 4978 PG 251-258 |
| Instrument Date | May 25, 2022 |
| Instrument | 202200006921 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 202200006922 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 202200006922 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000010130 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | VS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1504 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000010130 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 005218/000499 |
| Instrument | 10130 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 13, 2018 |
| Property Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000006452 |
| Book / Page | 005059 / 000023 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 6452 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.83 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1504 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 6453 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 005059/000027 |
| Instrument | 6453 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 13, 2018 |
| Property Address | 1504 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000002513 |
| Book / Page | 000502 / 000228 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2513 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $131.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160 |
| Investor | Possibly a Property Investor |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,335.00 (+0.73%) | $820,500 (+0.72%) Land $178,500 Building $642,000 | $820,500 (+0.72%) Land $178,500 Building $642,000 |
| 2025 | $7,282.00 (+23.8%) | $814,600 (+18.26%) Land $180,000 Building $634,600 | $814,600 (+18.26%) Land $180,000 Building $634,600 |
| 2023 | $5,882.00 | $688,800 Land $148,000 Building $540,800 | $688,800 Land $148,000 Building $540,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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