1498 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1498 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,657 sqft · built 2017
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,610 (2026)
Deeds & Mortgages	Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-07-03900`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-07-03900`
Alternative APN	`304420`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,657 sqft Finished Area
Basement Area	1,473 sqft
Finished Basement	1,093 sqft
Unfinished Basement	364 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,312 sqft (0.099 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1498 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA 39 BLK 7
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

1498 Delphi Ln is owner-occupied and held in a trust since February 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1498 DELPHI LN, CHARLOTTESVILLE, VA 22911-3657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 2019
Transfer Doc	0000001909
Record Updated	Sep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 4, 2019
Property Address	1498 DELPHI LN, CHARLOTTESVILLE, VA 22911-3657
Document Number	0000001909
Book / Page	005141 / 000486
Instrument Date	Feb 11, 2019
Instrument	1909
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1498 DELPHI LN CHARLOTTESVILLE VA 229113657, CHARLOTTESVILLE, VA 22911-3657

Tax Assessment & Valuation

The 2026 property tax bill for 1498 Delphi Ln was $7,610, up 1.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,610.00 (+1.43%)	$851,200 (+1.42%) Land $178,500 Building $672,700	$851,200 (+1.42%) Land $178,500 Building $672,700
2025	$7,503.00	$839,300 Land $180,000 Building $659,300	$839,300 Land $180,000 Building $659,300
2023	$6,217.00	$728,100 Land $148,000 Building $580,100	$728,100 Land $148,000 Building $580,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1498 Delphi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1498 Delphi Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30