1503 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1503 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,482 sqft · built 2018
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on Record
Last Sale	$367,485 (Jul 2018)
Tax Bill	$4,647 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-07-11700`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-07-11700`
Alternative APN	`304452`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,482 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	2,396 sqft (0.055 acres)
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Balcony Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1503 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA LOT 117 BLK 7
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2014
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2554 PHILLIP CT, BELLMORE, NY 11710-4906
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Feb 26, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20187647
Deed Book / Page	5070 / 325
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1503 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5608/752
Date	Sep 16, 2021
Book Page	5608/752
Instrument	2021-00015855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 11, 2018
Property Address	1503 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000007647
Book / Page	005070 / 000325
Instrument Date	Jun 25, 2018
Instrument	7647
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.48
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2554 PHILLIP CT BELLMORE NY 117104906, BELLMORE, NY 11710-4906

Mortgage

Document Number	7648
Date	Jul 11, 2018
Book Page	005070/000329
Instrument	7648

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 26, 2018
Property Address	1503 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000001844
Book / Page	005016 / 000333
Instrument Date	Feb 21, 2018
Instrument	1844
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,647.00 (+10.14%)	$519,800 (+10.13%) Land $123,000 Building $396,800	$519,800 (+10.13%) Land $123,000 Building $396,800
2025	$4,219.00 (+6.95%)	$472,000 (+2.16%) Land $113,000 Building $359,000	$472,000 (+2.16%) Land $113,000 Building $359,000
2023	$3,945.00	$462,000 Land $122,000 Building $340,000	$462,000 Land $122,000 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

Nearby Properties on Delphi Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures