1503 Marguerite Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1503 Marguerite Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,410 sqft · built 1960
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Tax Bill	$1,980 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-11-018-175`

Property Details

APN / Parcel Number

Primary APN	`03-11-018-175`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,410 sqft Base Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	50,094 sqft (1.15 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1503 MARGUERITE DR
City	EFFINGHAM
State	IL
Zip	62401-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 PURCELL SUB 24003747 2983/117 2762/118 1726/10 909/143 301/188
Legal Subdivision	PURCELL SUBDIVISION
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1038
Census Tract	950700

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE SAVINGS BANK FSB
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 11, 2024
Transfer Doc	0000003747
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2026
Property Address	1503 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Document Number	0000001236
Instrument Date	Apr 2, 2026
Instrument	20261236
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241

Mortgage

Document Number	0000001236,
Date	Apr 6, 2026
Instrument	20261236

Lender

Name	WAYNE SAVINGS BANK FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1503 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003342
Date	Sep 16, 2025
Instrument	202525003342

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	200 S BANKER ST, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,980.00 (+21.03%)	$29,350 (+19.89%) Land $3,060 Building $26,290	$88,050 (+19.89%) Land $9,180 Building $78,870
2022	$1,636.00	$24,480 Land $2,550 Building $21,930	$73,440 Land $7,650 Building $65,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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