1500 Marguerite Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1500 Marguerite Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 2017
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on Record
Tax Bill	$737 (2022)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-018-172`

Property Details

APN / Parcel Number

Primary APN	`03-11-018-172`

Interior

Stories	1 Story
Building Area	1,716 sqft Base Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	189,922 sqft (4.36 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1500 MARGUERITE DR
City	EFFINGHAM
State	IL
Zip	62401-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PURCELL SUB 2983/117 2762/118 1726/10 909/143 301/188
Legal Subdivision	PURCELL SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1037
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 MARGUERITE DR, EFFINGHAM, IL 62401-5223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1500 MARGUERITE DR, EFFINGHAM, IL 62401-5223
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003805/206
Date	Aug 17, 2022
Book Page	3805/206
Instrument	202222003422

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.87%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1500 MARGUERITE DR, EFFINGHAM, IL 62401-5223
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003751/47
Date	Dec 29, 2021
Book Page	3751/47
Instrument	202121006333

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1500 MARGUERITE DR, EFFINGHAM, IL 62401-5223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3476/045
Date	Jun 28, 2019
Book Page	3476/045
Instrument	201901902382

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,370 (+31.91%) Land $7,460 Building $70,910	$235,110 (+31.91%) Land $22,380 Building $212,730
2022	$737.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$59,410 Land $5,650 Building $53,760	$178,230 Land $16,950 Building $161,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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