1501 Marguerite Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1501 Marguerite Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,536 sqft · built 1993
Lot Size	6.02 acres (262,231 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2024 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`03-11-018-176`

Property Details

APN / Parcel Number

Primary APN	`03-11-018-176`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	1,536 sqft Base Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Masonry / Concrete Block
Lot Area	262,231 sqft (6.02 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1501 MARGUERITE DR
City	EFFINGHAM
State	IL
Zip	62401-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PURCELL SUB 24002283 3461/296 2983/117 2762/118 1726/10 909/143 301/188
Legal Subdivision	PURCELL SUBDIVISION
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1037
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Dec 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Sep 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Apr 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000002283
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 MARGUERITE LN, EFFINGHAM, IL 62401-5241

Mortgage

Document Number	202424000508
Date	Feb 20, 2024
Instrument	202424000508

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 15, 2031

Interest

Rate	8.62%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003749/56
Date	Dec 20, 2021
Book Page	3749/56
Instrument	202121006205

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Jul 12, 2035

Interest

Rate	2.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3482/136
Date	Jul 24, 2019
Book Page	3482/136
Instrument	201901902780

Lender

Name	WASHINGTON SAVINGS BANK
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3615/272
Date	Sep 28, 2020
Book Page	3615/272
Instrument	202020005387

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Apr 22, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 30, 2019
Property Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241
Document Number	3461/296
Book / Page	3461 / 296
Map Reference	MB 3380 PG 359
Instrument Date	Apr 28, 2019
Instrument	201901901481
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 MARGUERITE DR, 1500, EFFINGHAM, IL 62401-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 MARGUERITE DR, EFFINGHAM, IL 62401-5241

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$151,710 (+1%) Land $9,550 Building $142,160	$455,130 (+1%) Land $28,650 Building $426,480
2024		$137,920 (+19.9%) Land $8,680 Building $129,240	$413,760 (+19.9%) Land $26,040 Building $387,720
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,030 Land $7,240 Building $107,790	$345,090 Land $21,720 Building $323,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	573.2 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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