1503 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 1503 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 544 sqft · built 1893
Lot Size0.183 acres (7,971 sqft)
OwnerCompany Name on Record
Last Sale$35,000 (Oct 2021)
Tax Bill$1,758 (2026)
Deeds & MortgagesJun 2022 Transfer
Oct 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN160-015-102-015-00

Property Details

APN / Parcel Number

Primary APN160-015-102-015-00
Alternative APN
  • 0913001510201500

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area544 sqft Living Area
1st Floor Area544 sqft
Basement Area544 sqft
Unfinished Basement544 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions106 ft deep x 75 ft wide
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1503 E SMITH ST
CityBAY CITY
StateMI
Zip48706-4147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionLOTS 20, 21 & 22 & E 1/2 OF VAC ALLEY ADJ SD LOTS BLK 11 RIVERSIDE PARK SUB ADD TO W BC
Legal SubdivisionRIVERSIDE PARK SUB
Legal Block11
Legal Lot Number20-22
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group1
Census Block1007
Census Tract281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2369 E BEAVER RD, KAWKAWLIN, MI 48631-9442
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 27, 2021Warranty Deed, Transfer
Oct 27, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number202118112
Record UpdatedOct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateJun 9, 2022
Property Address1503 E SMITH ST, BAY CITY, MI 48706-4147
Document Number0000008736
Map ReferenceLB 3 PG 13
Instrument DateMay 13, 2022
Instrument202208736
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2369 E BEAVER RD, KAWKAWLIN, MI 48631-9442

Transferred To (Grantee/Buyer)

NameVerified Name
Address2369 E BEAVER RD, KAWKAWLIN, MI 48631-9442

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 27, 2021
Property Address1503 E SMITH ST, BAY CITY, MI 48706-4147
Document Number0000018111
Map ReferenceLB 3 PG 13
Instrument DateOct 26, 2021
Instrument202118111
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Tax$202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3510 4TH PL SW, VERO BEACH, FL 32968-3103

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 E SMITH ST, BAY CITY, MI 48706-4147
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 27, 2021
Property Address1503 E SMITH ST, BAY CITY, MI 48706-4147
Document Number0000018112
Map ReferenceLB 3 PG 13
Instrument DateOct 26, 2021
Instrument202118112
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Tax$262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 W SMITH ST, BAY CITY, MI 48706-3684

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2369 E BEAVER RD, KAWKAWLIN, MI 48631-9442

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,758.00 (+14.23%)$35,150 (+34.16%)$70,300 (+34.16%)
2023$26,200$52,400
2022$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA3 of 9
Most Recent ClaimAug 2017
Claims by Event
  • Severe Storms And Flooding, Jun 1996 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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