1412 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 1412 E Smith St, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,581 sqft · built 1930
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on Record
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`160-016-284-010-00`

Property Details

APN / Parcel Number

Primary APN	`160-016-284-010-00`
Alternative APN	`0913001628401000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	204 ft deep x 79 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1412 E SMITH ST
City	BAY CITY
State	MI
Zip	48706-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	COM ON S LI OF SMITH ST 54 FT ELY OF NE COR OF DEROSIAS ADD TO W BC TH S 204.56 FT PARA TO WLY ROW LI PATTERSON ST TH ELY 80
Legal Subdivision	DEROSIAS ADD
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	1
Census Block	1009
Census Tract	281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 E SMITH ST, BAY CITY, MI 48706-4146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2024
Transfer Doc	0000001071
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Feb 1, 2024
Property Address	1412 E SMITH ST, BAY CITY, MI 48706-4146
Document Number	0000001071
Instrument Date	Feb 1, 2024
Instrument	202401071
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 E SMITH ST, BAY CITY, MI 48706-4146

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (+14.49%) Homeowner's exemption	$64,050 (+33.3%)	$128,100 (+33.3%)
2023		$48,050	$96,100
2022	$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2017
Claims by Event	Severe Storms And Flooding, Jun 1996 · 2 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20