Bay County property record for 1414 E Smith St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 1870 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Feb 2014) |
| Tax Bill | $1,355 (2026) |
| Deeds & Mortgages | Jul 2021 Sale Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-284-011-00 |
| Primary APN | 160-016-284-011-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Unfinished Basement | 1,112 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 71.5 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 584 sqft |
| Patio Area | 15 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 1414 E SMITH ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | COM 100 FT S & 113 FT W OF INTERSECTION OF WEST LINE OF PATTERSON AVE & SLY LI SMITH ST, SAID INTERSECTION BEING 246'S AND |
| Legal Subdivision | BAY CITY |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 281300 |
1414 E Smith St is owned and occupied by an individual who acquired it in July 2021.
Source: Bay County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1414 E SMITH ST, BAY CITY, MI 48706-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2014 · Amount on File |
| Deed Sale | Feb 27, 2014 · Amount on File |
| Prior Sale | Mar 27, 2013 · Amount on File |
| Deed Book / Page | 3015 / 517 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000012358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 15, 2021 |
| Property Address | 1414 E SMITH ST, BAY CITY, MI 48706-4146 |
| Document Number | 0000012358 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 202112358 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 E SMITH ST, BAY CITY, MI 48706-4146 |
| Name | Verified Name |
|---|---|
| Address | 3128 WADSWORTH RD, SAGINAW, MI 48601-6255 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 3, 2020 |
| Property Address | 1414 E SMITH ST, BAY CITY, MI 48706-4146 |
| Document Number | 0000017352 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 17352 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 11TH ST BAY CITY MI 487086631, BAY CITY, MI 48708-6631 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Aug 10, 2018 |
| Property Address | 1414 E SMITH ST, BAY CITY, MI 48706-4146 |
| Document Number | 0000011026 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 11026 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $8.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 E SMITH ST BAY CITY MI 487064146, BAY CITY, MI 48706-4146 |
The 2026 property tax bill for 1414 E Smith St was $1,355 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,355.00 Homeowner's exemption | $39,700 | $79,400 |
| 2023 | $28,950 | $57,900 | |
| 2022 | $1,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1414 E Smith St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1986–2017) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Aug 2017 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1414 E Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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