15022 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15022 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,628 sqft · built 2016
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,944 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S2270003200`

Property Details

APN / Parcel Number

Primary APN	`S2270003200`
Alternative APNs	`00.2270.0004.0032.00.06.00` `R72402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	2,022 sqft
2nd Floor Area	606 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R72402
Old Parcel Number	S2270003200
Street Address	15022 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK D, LOT 32
Legal Subdivision	LONGSPUR ESTATES
Legal Block	D
Legal Lot Number	32
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2011
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15022 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Mar 29, 2019	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019
Deed Sale	Mar 29, 2019
Prior Sale	Oct 21, 2016
Deed Document Number	2019-0006847
Deed Book / Page	5969 / 050
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15022 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065190333
Date	Jul 31, 2020
Book Page	6519/333
Instrument	2020-0021930

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Mar 29, 2019
Property Address	15022 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Document Number	0059690050
Book / Page	005969 / 000050
Instrument Date	Mar 22, 2019
Instrument	6847
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15022 SADDLE RIDGE CIR TERRELL TX 751601082, TERRELL, TX 75160-1082

Mortgage

Document Number	59690053
Date	Mar 29, 2019
Book Page	005969/000053
Instrument	6848

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$423,255 (-17.42%) Land $95,000 Building $328,255	$423,255 (-17.42%) Land $95,000 Building $328,255
2024	$4,944.00 (+0.61%)
2023	$4,914.00 (-17.08%) Homeowner's exemption	$512,528 Land $80,000 Building $432,528	$512,528 Land $80,000 Building $432,528
2022	$5,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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