15000 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15000 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	2 ba · 1,998 sqft · built 2018
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,096 (Jul 2025)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2270003300`

Property Details

APN / Parcel Number

Primary APN	`S2270003300`
Alternative APNs	`00.2270.0004.0033.00.06.00` `R72403` `72403`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15000 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1082
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LONGSPUR ESTATES, BLOCK D, LOT 33; & HOUSE
Legal Subdivision	LONGSPUR ESTATES
Legal Block	D
Legal Lot Number	33
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2011
Census Tract	50601

Owner

Source: Kaufman County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 10, 2025	Vendor's Lien, Transfer · FHA Mortgage THE MORTGAGE LINK INC
Apr 16, 2019	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202521424
Deed Book / Page	9049 / 416
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	0059830574
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082

Mortgage

Document Number	0090490434
Date	Jul 10, 2025
Book Page	9049/434
Instrument	2025-0021426

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074860343
Date	Feb 22, 2022
Book Page	7486/343
Instrument	2022-0006960

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2051

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 10, 2025
Property Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Document Number	0090490416
Book / Page	9049 / 416
Map Reference	VOL 2 PG 673
Instrument Date	Jul 9, 2025
Instrument	2025-0021424
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 CROSSROADS PKWY APT 6101, 6101, TERRELL, TX 75160-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082

Mortgage

Document Number	20250021425
Date	Jul 10, 2025
Instrument	2025-0021425

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Apr 16, 2019
Property Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082
Document Number	0059830574
Book / Page	5983 / 574
Map Reference	VOL 2 PG 675
Instrument Date	Apr 12, 2019
Instrument	2019-0008224
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18601 LYNDON B JOHNSON FWY STE 525, 18601, MESQUITE, TX 75150-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15000 SADDLE RIDGE CIR, TERRELL, TX 75160-1082

Mortgage

Document Number	20190008225
Date	Apr 16, 2019
Instrument	2019-0008225

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,175.00 (-1.32%)	$384,160 (-16.93%) Land $95,000 Building $289,160	$384,160 (-16.93%) Land $95,000 Building $289,160
2024	$5,244.00 (+12.03%)
2023	$4,681.00 (-14.7%) Homeowner's exemption	$462,440 Land $80,000 Building $382,440	$462,440 Land $80,000 Building $382,440
2022	$5,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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