15099 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15099 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,351 sqft · built 2006
Lot Size	1.05 acres (46,142 sqft)
Owner	2 Individual Names on File
Last Sale	$258,700 (Jul 2019)
Tax Bill	$4,868 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72407`

Property Details

APN / Parcel Number

Primary APN	`R72407`
Alternative APNs	`00.2270.0003.0037.00.06.00` `72407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	1,676 sqft
2nd Floor Area	675 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,142 sqft (1.05 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15099 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK C, LOT 37
Legal Subdivision	LONGSPUR ESTATES
Legal Block	C
Legal Lot Number	37
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

Source: Kaufman County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 15, 2019	Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Oct 29, 2008 · Amount on Record
Deed Document Number	201916347
Deed Book / Page	6071 / 120
Prior Transfer Date	Oct 21, 2008
Prior Transfer Doc	0034880106
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053

Mortgage

Document Number	0082810365
Date	Nov 1, 2023
Book Page	8281/365
Instrument	2023-0030963

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78298

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070850255
Date	Jul 6, 2021
Book Page	7085/255
Instrument	2021-0026688

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 15, 2019
Property Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053
Document Number	0060710120
Book / Page	6071 / 120
Map Reference	CAB 2 ENV 675
Instrument Date	Jul 12, 2019
Instrument	2019-0016347
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15099 SADDLE RIDGE CIR, TERRELL, TX 75160-1053

Mortgage

Document Number	20190016348
Date	Jul 15, 2019
Instrument	2019-0016348

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,402 (-14.88%) Land $95,000 Building $245,402	$340,402 (-14.88%) Land $95,000 Building $245,402
2024	$4,868.00 (+12.22%)
2023	$4,338.00 (-15.44%) Homeowner's exemption	$399,899 Land $80,000 Building $319,899	$399,899 Land $80,000 Building $319,899
2022	$5,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Element8 Technology Investment Group Fixed Wireless	500 / 100
3 Rooms Communications Fixed Wireless	100 / 100

May also be available: T-Mobile USA, Verizon.

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