15022 Capstone St, Fontana, CA 92336 Property Records

San Bernardino County property record for 15022 Capstone St, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 2018
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on File
Last Sale	$483,500 (Nov 2018)
Tax Bill	$10,740 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1108-391-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1108-391-14-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,048 sqft
2nd Floor Area	1,396 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,510 sqft (0.127 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15022 CAPSTONE ST
City	FONTANA
State	CA
Zip	92336-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18987 LOT 14 BOOK 349 PAGE 85 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18987
Legal Tract	18987
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2017
Census Tract	2314

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 20, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	2018434583
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 1, 2026
Property Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087
Document Number	0000168460
Instrument Date	Jun 25, 2026
Instrument	2026168460
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087

Mortgage

Document Number	0000168460,
Date	Jul 1, 2026
Instrument	2026168460

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087

Mortgage

Document Number	0000343480
Date	Sep 15, 2020
Instrument	2020-0343480

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 20, 2018
Property Address	15022 CAPSTONE ST, FONTANA, CA 92336-1087
Document Number	0000434583
Instrument Date	Nov 8, 2018
Instrument	434583
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$531.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15022 CAPSTONE ST FONTANA CA 92336, FONTANA, CA 92336

Mortgage

Document Number	434584
Date	Nov 20, 2018
Instrument	434584

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,065 (+2%) Land $164,985 Building $385,080
2025	$10,740.00 (+8.58%) Homeowner's exemption	$539,279 (+4.04%) Land $161,750 Building $377,529
2023	$9,891.00 (+0.78%) Homeowner's exemption	$518,338 Land $155,469 Building $362,869
2022	$9,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Frontier.

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