15046 Capstone St, Fontana, CA 92336 Property Records

San Bernardino County property record for 15046 Capstone St, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 2018
Lot Size	0.115 acres (5,020 sqft)
Owner	Individual Name on File
Last Sale	$493,000 (Nov 2018)
Tax Bill	$10,851 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1108-391-18-0000`

Property Details

APN / Parcel Number

Primary APN	`1108-391-18-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,048 sqft
2nd Floor Area	1,396 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,020 sqft (0.115 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15046 CAPSTONE ST
City	FONTANA
State	CA
Zip	92336-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18987 LOT 18 BOOK 349 PAGE 85 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18987
Legal Tract	18987
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2017
Census Tract	2314

Owner

15046 Capstone St is owned and occupied by an individual who acquired it in November 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15046 CAPSTONE ST, FONTANA, CA 92336-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC
Dec 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Nov 28, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AGORA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Deed Document Number	2018441863
Last Transfer Date	Nov 20, 2020
Transfer Doc	0000493241
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15046 CAPSTONE ST, FONTANA, CA 92336-1087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000460965
Date	Dec 13, 2019
Instrument	2019-0460965

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2049

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 7, 2020
Property Address	15046 CAPSTONE ST, FONTANA, CA 92336-1087
Document Number	0000493241
Map Reference	MB 349 PG 85-88
Instrument Date	Nov 20, 2020
Instrument	2020-0493241
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15046 CAPSTONE ST, FONTANA, CA 92336-1087

Mortgage

Document Number	0000493242
Date	Dec 7, 2020
Instrument	2020-0493242

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 28, 2018
Property Address	15046 CAPSTONE ST, FONTANA, CA 92336-1087
Document Number	0000441863
Instrument Date	Nov 8, 2018
Instrument	441863
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15046 CAPSTONE ST FONTANA CA 92336, FONTANA, CA 92336

Mortgage

Document Number	441864
Date	Nov 28, 2018
Instrument	441864

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15046 Capstone St was $10,851 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,484 (+2%) Land $170,676 Building $389,808
2025	$10,851.00 Homeowner's exemption	$549,494 Land $167,329 Building $382,165
2023	$9,996.00 (+0.79%) Homeowner's exemption	$528,156 Land $160,831 Building $367,325
2022	$9,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15046 Capstone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15046 Capstone St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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