14974 Capstone St, Fontana, CA 92336 Property Records

San Bernardino County property record for 14974 Capstone St, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2018
Lot Size	0.131 acres (5,696 sqft)
Owner	2 Individual Names on File
Last Sale	$587,500 (Mar 2020)
Tax Bill	$11,852 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1108-391-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1108-391-09-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	1,121 sqft
2nd Floor Area	1,469 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,696 sqft (0.131 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14974 CAPSTONE ST
City	FONTANA
State	CA
Zip	92336-1093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18987 LOT 9 BOOK 349 PAGE 85 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18987
Legal Tract	18987
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2017
Census Tract	2314

Owner

14974 Capstone St is owned and occupied by two individuals who bought it in March 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14974 CAPSTONE ST, FONTANA, CA 92336-1093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WHITTIER NA
Mar 24, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Deed Document Number	2020105116
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14974 CAPSTONE ST, FONTANA, CA 92336-1093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14974 CAPSTONE ST, FONTANA, CA 92336-1093

Mortgage

Document Number	0000509391
Date	Dec 15, 2020
Instrument	2020-0509391

Lender

Name	BANK OF WHITTIER NA
Type	Bank
Address	WHITTIER, CA 90603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 24, 2020
Property Address	14974 CAPSTONE ST, FONTANA, CA 92336-1093
Document Number	0000105116
Map Reference	MB 349 PG 85-88
Instrument Date	Mar 5, 2020
Instrument	2020-0105116
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CALATLANTIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14974 CAPSTONE ST, FONTANA, CA 92336-1093

Mortgage

Document Number	0000105117
Date	Mar 24, 2020
Instrument	2020-0105117

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14974 Capstone St was $11,852 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,015 (+2%) Land $196,536 Building $458,479
2025	$11,852.00 Homeowner's exemption	$642,171 Land $192,682 Building $449,489
2023	$10,948.00 (+0.81%) Homeowner's exemption	$617,234 Land $185,200 Building $432,034
2022	$10,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14974 Capstone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14974 Capstone St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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