1502 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1502 Spring Beach Way, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Last Sale	$240,000 (Apr 2019)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-251-008`

Property Details

APN / Parcel Number

Primary APN	`20-18-251-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft
Gross Area	3,298 sqft
1st Floor Area	1,649 sqft

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	87,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1502 SPRING BEACH WAY
City	CARY
State	IL
Zip	60013-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0017652 NELY 145FT MEAS ON S LINE OF PT W 2A LT 80 SPRING BEACH SUB
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	SPRING BEACH
Legal Block	251
Legal Lot Number	80
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2004
Census Tract	871307

Owner

1502 Spring Beach Way is owner-occupied and held in a trust since May 2022.

Source: McHenry County records, as of June 23, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1502 SPRING BEACH WAY, CARY, IL 60013-2935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer
Apr 21, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	0000010027
Last Transfer Date	May 16, 2022
Transfer Doc	0000017652
Record Updated	Jun 7, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 16, 2022
Property Address	1502 SPRING BEACH WAY, CARY, IL 60013-2935
Document Number	0000017652
Map Reference	DOC 50291
Instrument Date	May 10, 2022
Instrument	2022R0017652
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1502 SPRING BEACH WAY, CARY, IL 60013-2935

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1502 SPRING BEACH WAY, CARY, IL 60013-2935
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014629
Date	Apr 21, 2022
Instrument	2022R0014629

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2037

Interest

Rate	2.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 15, 2019
Property Address	1502 SPRING BEACH WAY, CARY, IL 60013-2935
Document Number	0000010027
Instrument Date	Mar 28, 2019
Instrument	10027
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9500 CENTER ST #44 CARMEL CA 939238525, 44, CARMEL, CA 93923-8525

Mortgage

Document Number	10028
Date	Apr 15, 2019
Instrument	10028

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$93,012 Land $22,076 Building $70,936	$279,036 Land $66,228 Building $212,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1502 Spring Beach Way in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1978–2017)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1502 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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