1406 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1406 Spring Beach Way, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 618 sqft · built 1947
Lot Size	0.702 acres (30,583 sqft)
Owner	Individual Name on Record
Last Sale	$180,500 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-251-011`

Property Details

APN / Parcel Number

Primary APN	`20-18-251-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	618 sqft
Gross Area	1,356 sqft
1st Floor Area	618 sqft

Exterior

Year Built	Built 1947
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	30,583 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1406 SPRING BEACH WAY
City	CARY
State	IL
Zip	60013-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0041953 NLY MID PT LT 80 SPRING BEACH SUB
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	SPRING BEACH
Legal Block	251
Legal Lot Number	80
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2004
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 SPRING BEACH WAY, CARY, IL 60013-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PARTNERSHIP FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2021R0041953
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 2, 2021
Property Address	1406 SPRING BEACH WAY, CARY, IL 60013-2933
Document Number	0000041953
Instrument Date	Jun 21, 2021
Instrument	2021R0041953
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 SPRING BEACH WAY, 1406, CARY, IL 60013-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SPRING BEACH WAY, CARY, IL 60013-2933

Mortgage

Document Number	0000041954
Date	Aug 2, 2021
Instrument	2021R0041954

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 17, 2019
Property Address	1406 SPRING BEACH WAY, CARY, IL 60013-2933
Document Number	0000021891
Map Reference	MB 4 PG 26
Instrument Date	Jul 12, 2019
Instrument	2019R0021891
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 SPRING BEACH WAY, 1406, CARY, IL 60013-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SPRING BEACH WAY, CARY, IL 60013-2933

Mortgage

Document Number	0000021892
Date	Jul 17, 2019
Instrument	2019R0021892

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$50,682 Land $21,819 Building $28,863	$152,046 Land $65,457 Building $86,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1978–2017)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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