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1409 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 1409 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,143 sqft · built 1949
Lot Size0.297 acres (12,977 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesApr 2024 Transfer
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-18-252-007

Property Details

APN / Parcel Number

Primary APN20-18-252-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,143 sqft
1st Floor Area1,143 sqft

Exterior

Year BuiltBuilt 1949
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area12,977 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1409 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 94R050279 WLT PT ELY PT LT 75 SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionSPRING BEACH
Legal Block252
Legal Lot Number75
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2009
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address313 OAK CREST RD, CARY, IL 60013-2353
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2024
Deed SaleApr 22, 2024
Deed Document Number0000009500
Record UpdatedJun 7, 2026

April 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateApr 22, 2024
Property Address1409 SPRING BEACH WAY, CARY, IL 60013-2932
Document Number0000009500
Map ReferenceDOC 50291
Instrument DateApr 17, 2024
Instrument2024R0009500
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1409 SPRING BEACH WAY, CARY, IL 60013-2932

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 OAK CREST RD, CARY, IL 60013-2353

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1409 SPRING BEACH WAY, CARY, IL 60013-2932
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004204
DateFeb 2, 2017
Instrument2017R0004204
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2027

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$49,341 Land $15,770 Building $33,571$148,023 Land $47,310 Building $100,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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