1501 S 2nd St, Eldridge, IA 52748 Property Records

Scott County property record for 1501 S 2nd St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,368 sqft · built 2022
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,676 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931451216`

Property Details

APN / Parcel Number

Primary APN	`931451216`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,079 sqft
Basement Area	1,079 sqft
Finished Basement	590 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Garage Type	Attached
Garage Area	774 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	139 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1501 S 2ND ST
City	ELDRIDGE
State	IA
Zip	52748-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 13TH ADD LOT: 16
Legal Subdivision	TOWNSEND FARM 13TH ADD
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

1501 S 2nd St is owned and occupied by two individuals who acquired it in January 2024.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 20, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage OPEN MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CU
Feb 2, 2022	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024
Deed Sale	Jan 24, 2024
Prior Sale	Dec 20, 2023 · Amount on File
Deed Document Number	20241261
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651

Mortgage

Document Number	2026002532
Date	Feb 10, 2026
Instrument	2026-002532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Dec 20, 2023
Property Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651
Document Number	202300022622
Instrument Date	Dec 5, 2023
Instrument	202300022622
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651

Mortgage

Document Number	202300022623
Date	Dec 20, 2023
Instrument	202300022623

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200002982
Date	Feb 2, 2022
Instrument	202200002982

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1501 S 2ND ST, ELDRIDGE, IA 52748-1651
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200002980
Date	Feb 2, 2022
Instrument	202200002980

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1501 S 2nd St was $5,676 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,676.00	$497,000 (-) Land $114,900 Building $382,100	$497,000 (-) Land $114,900 Building $382,100
2025	$5,676.00 (-2.91%) Homeowner's exemption	$497,000 Land $114,900 Building $382,100	$497,000 Land $114,900 Building $382,100
2024	$5,846.00
2023		$474,700 Land $92,500 Building $382,200	$474,700 Land $92,500 Building $382,200
2022	$66.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1501 S 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 S 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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