1206 S 2nd St, Eldridge, IA 52748 Property Records

Scott County property record for 1206 S 2nd St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,026 sqft · built 2022
Lot Size	0.481 acres (20,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,500 (Dec 2021)
Tax Bill	$13,116 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`931451206`

Property Details

APN / Parcel Number

Primary APN	`931451206`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,026 sqft Living Area
Basement Area	3,026 sqft
Finished Basement	2,170 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,952 sqft (0.481 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1206 S 2ND ST
City	ELDRIDGE
State	IA
Zip	52748-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 13TH ADD LOT: 6
Legal Subdivision	TOWNSEND FARM 13TH ADD
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 S 2ND ST, ELDRIDGE, IA 52748-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 12, 2022	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202144165
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1206 S 2ND ST, ELDRIDGE, IA 52748-1610
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012254
Date	Jul 13, 2023
Instrument	202300012254

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1206 S 2ND ST, ELDRIDGE, IA 52748-1610
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200019419
Date	Jul 12, 2022
Instrument	202200019419

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 15, 2023

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,116.00	$1,102,600 (-) Land $188,600 Building $914,000	$1,102,600 (-) Land $188,600 Building $914,000
2025	$13,116.00 (-2.29%)	$1,102,600 (+134.45%) Land $188,600 Building $914,000	$1,102,600 (+134.45%) Land $188,600 Building $914,000
2024	$13,424.00 (+12,807.69%)
2023		$470,300 Land $151,900 Building $318,400	$470,300 Land $151,900 Building $318,400
2022	$104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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